September 10, 2025

72. When Does it Make Sense to Refinance the Mortgage?

In this episode, I dive into when it makes sense and does not make sense to refinance your mortgage when rates are falling.

Key Timestamps:

00:00 Introduction: Is Now a Good Time to Refinance?

00:55 Understanding Refinancing Basics

02:03 VA Loan Refinancing: Uncle Earl Explained

03:12 When Refinancing Makes Sense

06:06 When Refinancing Doesn't Make Sense

08:02 Veteran-Specific Provisions for Refinancing

09:50 Conclusion and Final Thoughts

Resources Mentioned:

⁠Episode 16: VA Loans with Evan Kaufman⁠

⁠Episode 50: Refinancing VA Loans with Evan Kaufman⁠

More of Baskin Financial Planning:

⁠⁠Download the Ultimate Military Finance Checklist⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, with 7 pages of critical things to be thinking about to clarify your journey to financial freedom.

Think you might need some financial help? ⁠⁠⁠⁠⁠⁠⁠Book an intro call⁠⁠ with me to see if we would be a mutual fit.

Questions or comments, drop me a note at: ⁠⁠erik@baskinfp.com⁠⁠

⁠⁠www.baskinfp.com/post/72⁠

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